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DO NOT use SL to buy anything using your bank account, mine got cleared out

Meade Paravane
Hedgehog
Join date: 21 Nov 2006
Posts: 4,845
05-13-2008 08:37
From: Conan Godwin
You thought wrong. Chaos is the only one with the answers for his behaviour, and he has yet to explain himself.

Yeah - good luck with that one.

This issue was resolved on page one of this thread, regardless of if Chaos wants to admit it.
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Conan Godwin
In ur base kilin ur d00ds
Join date: 2 Aug 2006
Posts: 3,676
05-13-2008 08:43
From: Meade Paravane
Yeah - good luck with that one.

This issue was resolved on page one of this thread, regardless of if Chaos wants to admit it.


Quite so. Still, I would like an explanation for the web of lies he has spun us with this thread (no pun intended - well, maybe a bit.)
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From: Raindrop Cooperstone
hateful much? dude, that was low. die.

.
Raudf Fox
(ra-ow-th)
Join date: 25 Feb 2005
Posts: 5,119
05-13-2008 08:56
From: Conan Godwin
Quite so. Still, I would like an explanation for the web of lies he has spun us with this thread (no pun intended - well, maybe a bit.)


Conan, I do hope you aren't holding your breath for an explanation. We know Chaos won't give us that. His bank refunded the supposedly stolen amount, so he's very likely to drop it. That's assuming he can still post here.
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Meade Paravane
Hedgehog
Join date: 21 Nov 2006
Posts: 4,845
05-13-2008 08:59
He's busy trying to get his bank to go after PayPal now - seems they are also in on this conspiracy and have been stealing money from him ever since he typed all that info into that PC at that internet cafe...
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 11:17
From: Conan Godwin
DO you use a credit or debit card? If so, then that is normal. When you are billed to your credit/debit card an authorisation is created; that means your bank have given permission for the merchant to claim the funds and have allocated them ready. The merchant then have three days to claim the funds (to use the consumer it appears to be billed straight away though). Sometimes the acquiring bank screws up and reports the first authorisation as a decline; so the merchant naturally tries to bill the card again. They then successfully complete the 2nd authorisation and take their $74, but are not aware that the first was successful. This first authorisation simply expires when the merchant fails to complete it.

That is all normal and is not a result of any wrong doing or errors on LL's part.
Anyone who uses their credit card in hotels on a regular basis is likely to have experienced this; hotels often authorise an amount on a card when you check in, but then do not complete it so it drops off by the time you check out.

That is quite simply the way credit cards work and have worked for decades - nothing more sinister than that.


Don't be silly. Even the bank had no idea why the charge was deducted twice. This has never happened with any other SL payment or other items unrelated to SL. It wasn't "sinister" it was incompetent.
Meade Paravane
Hedgehog
Join date: 21 Nov 2006
Posts: 4,845
05-13-2008 11:20
From: Rebecca Proudhon
It wasn't "sinister" it was incompetent.

Yep. The trick is now getting Chaos to admit it.
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 11:26
From: Meade Paravane
Yep. The trick is now getting Chaos to admit it.


You misunderstood my post. The incompetance I was referring to was that Sl had deducted a payment twice from my account on a Friday and it didn't correct till monday. So during the three days, my balance had a payment taken out twice, till it was corrected. The amount was only 74 dollars. Had it been a large amount it would have naturally caused upset to have a large amount deducted twice from my balance.
Chris Norse
Loud Arrogant Redneck
Join date: 1 Oct 2006
Posts: 5,735
05-13-2008 12:27
From: Rebecca Proudhon
You misunderstood my post. The incompetance I was referring to was that Sl had deducted a payment twice from my account on a Friday and it didn't correct till monday. So during the three days, my balance had a payment taken out twice, till it was corrected. The amount was only 74 dollars. Had it been a large amount it would have naturally caused upset to have a large amount deducted twice from my balance.


Monday would be the next business day, fairly standard in most of the world.
Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 12:36
From: Chris Norse
Monday would be the next business day, fairly standard in most of the world.



It had nothing to do with business days. It was an amount removed from my account twice on a business day and restored to the balance after it had gone missing for three days. This never happens with other things I pay with a card nor had it happened with other SL payments. Nor am I the only person this has happened to.

Lets say I had just paid $3000.00 for land and had another $3000.00 in this account I was going to need on the next day for something else entirely unrelated to SL---but then I find the $3000.00 removed from my account twice, totalling $6000.00 thereby emptying my account for a few days. And lets say I had automatic payments hitting the bank, generating overdrafts. I would be livid. As it was, the amount was only 74 dollars and I had plenty of money in the account so it did not matter.

Sorry Chris that is not "fairly standard." thats just stupid.
Chris Norse
Loud Arrogant Redneck
Join date: 1 Oct 2006
Posts: 5,735
05-13-2008 12:42
From: Rebecca Proudhon
It had nothing to do with business days. It was an amount removed from my account twice on a business day and restored to the balance after it had gone missing for three days. This never happens with other things I pay with a card nor had it happened with other SL payments. Nor am I the only person this has happened to.

Lets say I had just paid $3000.00 for land and had another $3000.00 in this account I was going to need on the next day for something else entirely unrelated to SL---but then I find the $3000.00 removed from my account twice, totalling $6000.00 thereby emptying my account for a few days.

Sorry Chris that is not "fairly standard." thats just stupid.


Ok Rebecca, what time was the money removed from your account?
Is your bank open all day on Saturday? Half a day?
What is your time difference with LL?
Is your bank open on Sunday?

Fixing a bank error made Friday on Monday is fairly damn standard.
Cristalle Karami
Lady of the House
Join date: 4 Dec 2006
Posts: 6,222
05-13-2008 12:44
From: Rebecca Proudhon
Sorry Chris that is not "fairly standard." thats just stupid.

That's not what is stupid. What kind of rock do you live under where businesses don't use business days? Banks may have websites online 24/7 but account transactions still work on business days.
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 12:45
From: Chris Norse
Ok Rebecca, what time was the money removed from your account?
Is your bank open all day on Saturday? Half a day?
What is your time difference with LL?
Is your bank open on Sunday?

Fixing a bank error made Friday on Monday is fairly damn standard.



Ugh. Its a goddamn SL error not a bank error. What is with this constant apologizing for SL?
Cristalle Karami
Lady of the House
Join date: 4 Dec 2006
Posts: 6,222
05-13-2008 12:46
From: Rebecca Proudhon
Ugh. Its a goddamn SL error not a bank error. What is with this constant apologizing for SL?

What about the converse, Rebecca? All you have is hate for these people and the game.
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 12:49
From: Cristalle Karami
That's not what is stupid. What kind of rock do you live under where businesses don't use business days? Banks may have websites online 24/7 but account transactions still work on business days.



Ugh. Give it up.

What part of "SL deducted money twice," is not grasped here?

Furthermore, scheduled auto payments can come out at anytime, not just on business days, just as you can use your card to buy things on non-business days.
Chris Norse
Loud Arrogant Redneck
Join date: 1 Oct 2006
Posts: 5,735
05-13-2008 12:54
So was LL supposed to go knock on the door of the bank president, give him the cash and then make him post it to your account on Saturday afternoon? Come into the real world Rebecca.
Cristalle Karami
Lady of the House
Join date: 4 Dec 2006
Posts: 6,222
05-13-2008 12:58
From: Rebecca Proudhon
Ugh. Give it up.

What part of "SL deducted money twice," is not grasped here?

Furthermore, scheduled auto payments can come out at anytime, not just on business days, just as you can use your card to buy things on non-business days.
I grasp that just fine. It's not right, it was an error. It should never have happened. But that doesn't mean that LL was dragging their feet - it was corrected in one business day, which is fair to anyone other than you.

By the way, it's still common practice for many banks that transactions done after a certain time count on the next business day.
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 13:00
From: Cristalle Karami
What about the converse, Rebecca? All you have is hate for these people and the game.



I don't hate what Sl could be I hate the way it is. Its incompetant. I also am disgusted by forum people kissing LL's asses while attacking individuals who get victimized due to LL's incompetance and complicity with the crooks and many scams that are rampant in SL.

I have never been scammed in SL--because I have never been so stupid as to trust it, but that does not mean I don't have empathy for those who have been scammed.

Its amazing to me, people could be so brainwashed to think that LL is not responsible.

This forums is composed of people saying they have been scammed, and the clique posters kissing ll's ass, telling them it's all their fault and then unleash a hundred posts calling the the victim a fool and saying how LL is not responsible.

It's really pathetic and entirely pathological.
Raudf Fox
(ra-ow-th)
Join date: 25 Feb 2005
Posts: 5,119
05-13-2008 13:01
From: Rebecca Proudhon
Ugh. Its a goddamn SL error not a bank error. What is with this constant apologizing for SL?


Hmm.. who said they were? Come to think of it, most of us can agree that LL can and does make billing errors. The one that doesn't is the OP, who seems to think the world is out to get him.

I don't know about your bank, but if an error in either billing or deduction is found and properly reported, my bank removes any overdraft fees incurred by the error. *huggles her bank* Polite communication is the key, however.
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Cristalle Karami
Lady of the House
Join date: 4 Dec 2006
Posts: 6,222
05-13-2008 13:03
From: Rebecca Proudhon
I don't hate what Sl could be I hate the way it is. Its incompetant. I also am disgusted by forum people kissing LL's asses while attacking individuals who get victimized due to LL's incompetance and complicity with the crooks and many scams that are rampant in SL.

I have never been scammed in SL--because I have never been so stupid as to trust it, but that does not mean I don't have empathy for those who have been scammed.

Its amazing to me, people could be so brainwashed to think that LL is not responsible.

This forums is composed of people saying they have been scammed, and the clique posters kissing ll's ass, telling them it's all their fault and then unleash a hundred posts calling the the victim a fool and saying how LL is not responsible.

It's really pathetic and entirely pathological.

You're pathological. There are plenty of reasons to be upset at LL, but you assign EVERY fault to LL. I don't make it my business to crusade against LL and I have my grievances but I can separate LL from the players in the game. You cannot. It's not brainwashing, it's common sense. But you're inured to that, apparently. Yes, there is a lot of incompetence in LL, from the top down, but they are not responsible for every last bad deed that goes on in SL.
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 13:07
From: Cristalle Karami
I grasp that just fine. It's not right, it was an error. It should never have happened. But that doesn't mean that LL was dragging their feet - it was corrected in one business day, which is fair to anyone other than you.

By the way, it's still common practice for many banks that transactions done after a certain time count on the next business day.



Because it was a small amount I didn't care much. Had it been a large amount I would have cared.

But this is just one of the many things SL is incompetant about. I can't remember EVER having a payment taken out twice from my account for anything, from any company. It takes a special breed of total incompetance to do that.
Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-13-2008 13:14
From: Cristalle Karami
You're pathological. There are plenty of reasons to be upset at LL, but you assign EVERY fault to LL. I don't make it my business to crusade against LL and I have my grievances but I can separate LL from the players in the game. You cannot. It's not brainwashing, it's common sense. But you're inured to that, apparently. Yes, there is a lot of incompetence in LL, from the top down, but they are not responsible for every last bad deed that goes on in SL.



LL owns all of SL. They own every pixel and bit. They can pull the plug and render all investments null and void, even investments of thousands of dollars.

They continue to have illegal systems in place and have for long periods of time accepted money from crooks in complicity with various scams which have skimmed off many thousands of dollars from unsuspecting fools.

They are paid by people to use their product, which has more problems then even an alpha or beta version of any other piece of software from a reputable company.

If you can't handle your product then stop selling it to consumers as a wonderful utopia, and take some responsibility for it.

The reason SL is empty and dying (you didn't notice?) is because they are killing it.
Meade Paravane
Hedgehog
Join date: 21 Nov 2006
Posts: 4,845
05-13-2008 13:18
Why are you folks arguing with somebody who hates what SL is?

It'll never end. LL could become the best company in the world tomorrow and some people would still rant about them.
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Max Herzog
Cloudy
Join date: 9 Jul 2006
Posts: 1,073
05-13-2008 13:21
From: Rebecca Proudhon
LL owns all of SL. They own every pixel and bit. They can pull the plug and render all investments null and void, even investments of thousands of dollars.

They continue to have illegal systems in place and have for long periods of time accepted money from crooks in complicity with various scams which have skimmed off many thousands of dollars from unsuspecting fools.

They are paid by people to use their product, which has more problems then even an alpha or beta version of any other piece of software from a reputable company.

If you can't handle your product then stop selling it to consumers as a wonderful utopia, and take some responsibility for it.

The reason SL is empty and dying (you didn't notice?) is because they are killing it.


Then leave us to enjoy it, Rebecca, instead of dancing on its (apparent) grave.

You are of the same mindset of those religious nuts that picket military funerals. Or a glutton for punishment.
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I do not like your tone. It has an ephemeral, whinging aspect.


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MoxZ Mokeev
Invisible Alpha Texture
Join date: 10 Jan 2008
Posts: 870
05-13-2008 13:32
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Brann Georgia
Spits infinitives
Join date: 12 Dec 2007
Posts: 1,441
05-13-2008 13:32
From: Rebecca Proudhon
I can't remember EVER having a payment taken out twice from my account for anything, from any company.


Do enough transactions, it'll happen. Try dealing with airlines, hotels, car rental companies, publishers, and software companies enough and your expense statements will look like you have double vision some times.

I somehow don't think your issues, any issues, are reflective of the general SL population.

B.
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