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DO NOT use SL to buy anything using your bank account, mine got cleared out

Otter Campese
Celtic Shaman
Join date: 9 Dec 2007
Posts: 26
05-03-2008 11:24
From: Wulfric Chevalier
The point is people are sceptical of almost anything Chaos says because of his record of making highly melodramatic and frankly untrue claims about the sky falling. He actually did start a thread last week claiming that nobody in the UK could get into SL, based solely on his experience that morning, (naturally within minutes people were pointing out that they were getting in without any problem) and judging by the deafening silence from anybody else about having funds taken from their accounts, it seems fairly likely he's at again.

That said, I don't think it was particularly paranoid of you to delete payment info, better safe than sorry.


Excellent points, Wolfric. I changed my password, which I do all the time anyway. Social networks are a haven for "false alarms" and people screaming, "fire."

Great post. (I sent you a PM)
Giz Ihnen
Registered User
Join date: 1 Mar 2007
Posts: 69
just my 2 cents
05-03-2008 11:43
A couple of months ago my account was also hacked like the OP. The account I had linked to SL was completely drained. I was lucky though. I was "IN" SL when the hacker attempted to take over my account. When they attempted to log in using my account.. it booted me offline. I got a pop-up saying my account was being accessed from a different location and i was being logged-off O.O

First thing I did was call SL fraud department IMMEDIATELY. They take this hacking of accounts EXTREMELY seriously. Long story short, SL cleared up the situation within a few days. ALL my money was reimbursed by LL.

The advice I was given... change your password and change it often. This is a constant battle LL is fighting against these hacker assholes and the best way to help them try to keep a step ahead of them is to report it to their fraud department IMMEDIATELY when this happens to you. Don't assume that LL will not help you ... they most definitely will!

and a personal side note, DO NOT keep the "remember password" thing checked, and use an on-screen keyboard to enter your password instead of the keyboard.

I hope things get resolved for the OP as easily, semi-painlessly and quickly as mine did.

With all the bad things that LL is accused of, I must admit, this experience totally changed my opinion of them. :-)
Phil Deakins
Prim Savers = low prims
Join date: 17 Jan 2007
Posts: 9,537
05-03-2008 11:49
If that happens when you are in, log in again straight away, at the same time as calling LL. It will boot the other person just as it booted you, and hopefully prevent them from doing any harm.
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Giz Ihnen
Registered User
Join date: 1 Mar 2007
Posts: 69
05-03-2008 12:05
From: Phil Deakins
If that happens when you are in, log in again straight away, at the same time as calling LL. It will boot the other person just as it booted you, and hopefully prevent them from doing any harm.


Tried that and couldn't ... the hackers changed my password so I was totally unable to access the account once I was booted. I should add I was on the phone with LL when I was booted. I had a HUGE amount of lindens suddenly appear in my game while I was online. I knew I didn't purchase them, so I tried to log onto the website to see WTF and it was telling me incorrect password. That's when I got LL on the phone. LL shut down my account IMMEDIATELY in order to boot them before anything was able to go further. I was locked out of the game for a few days until it was resolved, but that was fine since it stopped those assmunchers.

That is one thing that I didn't understand, how I was able to be in-game.. and someone was able to log onto the website with MY info and change my password.. while I was still walking around in-game. As I said, I was EXTREMELY lucky...
Surty Slok
Registered User
Join date: 8 Dec 2006
Posts: 74
05-03-2008 12:27
From: Giz Ihnen


That is one thing that I didn't understand, how I was able to be in-game.. and someone was able to log onto the website with MY info and change my password.. while I was still walking around in-game. As I said, I was EXTREMELY lucky...



Thanks for sharing this, Giz

(/me changes password and puts reminder in diary to do so next month as well!)

Surty ..
Konnie Larsen
Registered User
Join date: 18 Feb 2007
Posts: 54
prepaid.
05-03-2008 12:39
From: Landon Rozenberg
I think we can all pretty much agree that LL didn't just go and empty your account because they wanted some cash or just felt like it. The most likely is that you were hacked in some way and someone got access to your account. It isn't any of my business but if you don't mind how much was taken out? How much have you spent, lindens bought, and all that good stuff? If you went to purchase something but didn't have enough Lindens did buy more on that screen that pops up telling you that you need more?

By the way, this is the reason I use a prepaid card for things such as SL. I put a certian amount on it and that is all that can be spent and it is always never anymore than I will spend that month on fees and in world if I need to.

Contact LL immediately. A good friend I have come to know in the time I have been here shared her story with me about unauthorized charges against her account and LL resolved the whole thing very quickly as someone else was using her account info.



can i ask u who does pre paid credit card?
i would love to do that for this and a few other things too.. but not sure how to get one
thank u
Konnie Larsen
Registered User
Join date: 18 Feb 2007
Posts: 54
05-03-2008 12:47
From: Salvador Nakamura
A very good protection against bank / credit-card fraude , is to use a virtual credit-card. You will have to fund the card using your own cc or bank-account, so if the data gets stolen, only the amount you have put on it, is at risk.

I personally use Wirecard, its accepted as a normal MasterCard, and they have an office in SL aswell



There are a few more, but i dont know their names atm ?

well i got a message they cant do it in my country.. what is that all about?
SuezanneC Baskerville
Forums Rock!
Join date: 22 Dec 2003
Posts: 14,229
05-03-2008 12:56
Does the "no overseas charge" take effect if you remove you payment info and then add the same payment source back in?
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Kitty Barnett
Registered User
Join date: 10 May 2006
Posts: 5,586
05-03-2008 12:59
From: Czari Zenovka
So according to this it isn't?? And if I change my payment method, then this will stop?
I personally read it as "any new card that you enter will end up with the proper processor", I don't think just reentering the same card might be enough.

You could try either (delete, enter the same card again) or put a new card on file. If it didn't help, contact billing :).

From: someone
Just so I understand - the processing fee or whatever it is called when I purchase lindens on the Lindex - is that normally built in to the transaction?
LL charges 30 cents for every L$ buy you make, but that amount is inclusive. If you buy $5 US worth, 30 cents is used for the LindeX fee and you actually only get $4.70's worth.

The extra "transaction fee" that's listed as a separate charge/entry on your card is the fee you can avoid by changing your payment info.
Ann Launay
Neko-licious™
Join date: 8 Aug 2006
Posts: 7,893
05-03-2008 13:09
From: Phil Deakins
Either I haven't grasped it, or you haven't, and I think it's you.

My understanding is that Gracey gave her U.S. bank details to the U.S. company LL, so that LL could take money form her bank. LL did take money from her bank, but instead of using their (LL's) U.S. bank to transfer funds from Gracey's U.S. bank, they used *their own* bank in Ireland, so Gracey ended up paying a foreign exchange charge. It doesn't matter which bank made the charge. What matters is that LL used *their* foreign bank for the transaction. LL is in the wrong, and it's LL's responsibility to make ammends. They already admitted the mistake. Gracey hasn't said, but I imagine that it was their billing dept who admitted the error, and not just any live helper, so it should be reliable.

That's how I understand it - it's what Gracey said. And it's presumably not the same as your case last year.

The situations are exactly the same, except LL wasn't using a US bank for ANY payment processing when I had the problem and therefore basically told me, "Too bad." I said a few pages back that I didn't realize they'd reestablished a bank in the US when I originally posted what they'd told me and, in that case, it put the ball back in LL's court.

I 'get it' fine, my information just happened to be a little out of date without me knowing it.
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Congratulations and shame on you! You are a bit of a slut.
Chris Norse
Loud Arrogant Redneck
Join date: 1 Oct 2006
Posts: 5,735
05-03-2008 14:41
From: Rebecca Proudhon
And LL's "history?" Please.


My history with them has been rather good. Aside from a few issues lately with the asset server.

Just like I know your history is to knee jerk attack LL any chance you get.
Colette Meiji
Registered User
Join date: 25 Mar 2005
Posts: 15,556
05-03-2008 15:46
From: Chris Norse
My history with them has been rather good. Aside from a few issues lately with the asset server.

Just like I know your history is to knee jerk attack LL any chance you get.


And tell us SL needs to be more like WoW, and LL more like Blizzard.

I do wish Blizzard would open a true social game for people ... just to end these constant pointless comparisons.
Novis Dyrssen
Girl Geek
Join date: 6 May 2007
Posts: 1,452
05-03-2008 16:19
Since this thread has been hijacked, sorta, I feel the need to point out that there hasn't been a single word from Chaos for a while after he took such great care to stir up some heat.

I still wonder what LL's answer to the support ticket might be. I still wonder what the charges where about. I still wonder what his transaction history might say (if it were accessible right now) and if the fees were indeed related to L$ purchases.

But hey, that's just me. :o
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Oryx Tempel
Registered User
Join date: 8 Nov 2006
Posts: 7,663
05-03-2008 17:30
From: Chris Norse
Judging from Chaos' history, he is: A) Lying, B) Mistaken, C) Brought this on his self. Using past knowledge isn't making an assumption. But hey, you get a chance to bash LL a little.

/me looks at my watch waiting for you to tell us how Blizzard and WoW would handle this.

LOL that's what I was thinking. Or, wait, how dealing with LL is just as traumatic as the Iraq War.
Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-03-2008 19:14
From: Colette Meiji
And tell us SL needs to be more like WoW, and LL more like Blizzard.

I do wish Blizzard would open a true social game for people ... just to end these constant pointless comparisons.


I have never said or suggested that SL should be "like" WOW as a game.

I simply say that Blizzard's methods of handling things like ethics, bots, crooks, cheats, hackers, security, stability, the competancy of their software and customer service is far superior and successful and LL should strive to be that good, since that is the standard against which any MMO is measured. Blizzard actually cares about their customers satisfaction --they don't and won't shaft them financially or trick them into paying for a alpha and beta quality product for years.

Blizzard would never get into bed with botters and freebie coders they allow non-interferring mods but that is far as they would go.

As far as WOW being a "true social game," of course it is, for those who make it such. All that is missing is the genitalia and the poseballs.

If Blizzard bought SL---it would actually work.

As if I am the only person who has been critical of SL....that's a joke.
Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-03-2008 19:21
From: Chris Norse
My history with them has been rather good. Aside from a few issues lately with the asset server.

Just like I know your history is to knee jerk attack LL any chance you get.



"a few issues lately"


When one lives in the outhouse they get use to the smell.
Chris Norse
Loud Arrogant Redneck
Join date: 1 Oct 2006
Posts: 5,735
05-03-2008 19:25
From: Rebecca Proudhon
"a few issues lately"


When one lives in the outhouse they get use to the smell.


Then why are you still here? You do nothing but bitch and gripe about SL and LL.
Aeval Okelly
Registered User
Join date: 13 Feb 2008
Posts: 73
05-03-2008 19:29
omg why are we arguing blizzard vs. sl? these are two completely different beasts.
Macphisto Angelus
JAFO
Join date: 21 Oct 2004
Posts: 5,831
05-03-2008 19:31
From: Aeval Okelly
omg why are we arguing blizzard vs. sl? these are two completely different beasts.


Yep. And if LL charged every account 15 bucks a month it would probably have faster servers and better performance too. Maybe even more customer service. :)
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Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-03-2008 21:35
From: Aeval Okelly
omg why are we arguing blizzard vs. sl? these are two completely different beasts.


It's not "Blizzard versus SL" It's LL against itself.
Rebecca Proudhon
(TM)
Join date: 3 May 2006
Posts: 1,686
05-03-2008 21:57
From: Macphisto Angelus
Yep. And if LL charged every account 15 bucks a month it would probably have faster servers and better performance too. Maybe even more customer service. :)


But then all those bots would cost money and all the cheats and crooks might be upset.
Senga Tsarchon
Clinging to the future
Join date: 16 Dec 2007
Posts: 185
05-04-2008 00:27
From: Kitty Barnett
.<a very useful note about credit cards>

Thank you, Kitty, for posting this. I went premium in mid-December, and have been charged the international fee as well. I'm in the U.S.

But then I temporarily switched to a different payment method for a month, so you may have solved it for me.

Nice to know what's been causing it, and how to fix it.
FD Spark
Prim & Texture Doodler
Join date: 30 Oct 2006
Posts: 4,697
05-04-2008 01:30
From: Chris Norse
Does it seem odd to anyone else that all this drama always happens to Chaos? From SL breaking his modem to any number of things he has listed since he has been here to this.
.

A while back ago LL was double charging people...so there is sometimes issues like this.
Also there are few others people who posted in last year that said they had their accounts hacked.
It is possible.
We all know how LL can be.
I do remember vaguely something a while ago about LL reimbursing up to 10000 usd if you lost money from transaction and it was their error.
Not sure how this applies here.
I am sorry Chaos this happen to you.
I hope things work out.
And that you were able to contact LL directly on phone and if that doesn't resolve situation immediately, contact your bank dispute the withdrawals they may even reimburse you if it wasn't authorized by you.
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Incony Hathaway
Registered User
Join date: 18 Feb 2007
Posts: 235
05-04-2008 01:39
ive used SL for well over 18 months now.. for a year, my acount worked perfectly, but suddenly SL couldnt recieve payment, the fault? eventually SL said that the account wasnt set up correctly, even though they had been taking money from it with no problem...:)

/341/c0/243681/1.html

ive yet to have a reason for that explained to me by SL, the reopened issue has still not been replied to or commented on by SL..


I live in the UK, use Barclays Bank, it uses security.UK banks are competent, if not the best, the point i make is the UK has Banks with good security.

http://www.barclays.co.uk/pinsentry/

and offers online security help,

http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=channelFWgroup&value=8722&target=_self


its not the best.. but Pinsentry works well and is easy to use.

anyone who loses money has my sympathy, money and time to earn it, are hard won, we only have one life, that includes Me, Chaos, and everyone.

Anything, no matter how trivial the post may be is a good path to take to help enforce security.
It makes those who are concerned about security, think about and consider their position. Sadly though, many will not even get to read this kind of topic, and will lose money, even those who take security seriously like the posters here.

Anything one can do to prevent the thief is a good thing.

i`m for that...be well, take care.
Phil Deakins
Prim Savers = low prims
Join date: 17 Jan 2007
Posts: 9,537
05-04-2008 02:31
From: Rebecca Proudhon
I have never said or suggested that SL should be "like" WOW as a game.

I simply say that Blizzard's methods of handling things like ethics, bots, crooks, cheats, hackers, security, stability, the competancy of their software and customer service is far superior and successful and LL should strive to be that good, since that is the standard against which any MMO is measured. Blizzard actually cares about their customers satisfaction --they don't and won't shaft them financially or trick them into paying for a alpha and beta quality product for years.

Blizzard would never get into bed with botters and freebie coders they allow non-interferring mods but that is far as they would go.

As far as WOW being a "true social game," of course it is, for those who make it such. All that is missing is the genitalia and the poseballs.

If Blizzard bought SL---it would actually work.

As if I am the only person who has been critical of SL....that's a joke.
Tell me something. Do you actually use SL, and if so, why?
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