Software:
Poser 7 for animation & poses, plus the odd bit of artwork
Photoshop CS2 - countless texturing jobs, signage etc
Bryce & Vue d'Esprit - occaisionally for rendering stuff, artwork
Carrera Pro- more modelling, rendering stuff (I used to do a lot of 3d artwork before finding SL)
Maya - well, I have it, still not actually used it for making a sculpty, lol
Blender - see above, but on a cheaper scale

Genetica 2- texture creation
Excel - to keep my sales stats, I am a graph-junkie!
Painter - texture creation, especially the fuzzy brush! love it!
Hardware;
Main pc and laptop - the laptop is my baby though

Canon EOS 400D DSLR camera - my main texture camera *pets her camera*
Kodak V803 - small but 8mp and very versatile, great for pictures when travelling
Nokia N80 - my phone has a 3mp camera and has served for SL textures too - and I SO want a N95 with the 5mp camera, *drooooool*
Very old Canon scanner - I will scan anything that stands still long enough, lol
Two external harddrives - to back up all my textures, and I have bloody loads now, heh
2g USB stick - with flowers on it! - how did we manage before these little babies were invented?
In conclusion - I am a sad geek who is far to excited by powerful software and cool gadgets
