Anybody Using/Accepting MetaCard?

you do not have to use the RL cc to buy lindens, you can use your paypal, and fund paypal with your bank account

nothing states one MUST use a RL credit card to get lindens...

Ok, so I don't have to use my RL credit card, and I don't actually. I can just buy the L$ I need using my PayPal or debit card. Why would I want to use an SL virtual credit card? If I can't afford to buy the L$ I want then I shouldn't be trying to spend them in the first place.

Same as with RL credit, people insist on spending $$$ they don't have and then cry when the bill comes due.

Must be the WSE roleplay stockbrokers

because maybe some folks like to roleplay with it.,,, or just like it (I don't know)

I dunno why people use it, I just know I offer it at my store for those who do use it, why not... as a merchant it just makes sense, even if it is only 1 or 2 sales, it is sales none the less

I do not ask why ppl use it, I do not care why ppl use it, that is their business

and I am not gonna bash the company because they offer it, why would I try to sully another company that doesn't hurt me in any way shape or form

Can you imagine getting your credit dinged over micropayment? LMAO -- *um yes sir, the item in question was the Dungeon Bondage Bed with Bootlickin anim*

Oxygen starvation?

This brings to my mind the phrase...

A fool their money are easily parted.

And you can fund Second Life with your Paypal, and buy Lindens that way. So the advantage to using an interest-charging Fake Credit Card is... ?

This reminds me of Itchy and Scratchy money (which was a parody of Disney Dollars).

"It's just like regular money, only it's....... [long pause]......fun."

no clue

why are you getting upset with me and so forceful?

I do not use said card, I simply am a merchant that offers the ability for those who use it to use it at my store.

I have no idea why folks wish to use the card, however I will not fault them, or treat them like they are lower than the low, or that they are stupid for using it. They use it because they want to...
nothing wrong with that.

no one forces them to use it, or me to offer it, I offer the ability to use it at my store because I want to.

so please do not get all up on me about people using it, or use your "so what" attitude.

I never once said there was an advantage, hell, what is the advantage of using SL other than entertainment for a large majority of people here...

BLAH!!!! why do folks get upset when other folks wish to use something that first folks do not agree with.... If it is not hurting you,,, why worry?

I've only come across the Metacard being used as a payment option in one store. The shop primarily sold women's hair. After looking around for a while and trying on demos. I went to purchase a few hairstyles only to find that the store owner was charging Metacard users less than Linden paying customers.

I was more than a bit surprised. I promptly deleted the demos and landmark, and not returned since. I understand the idea of discounting for various payment options, but that to me was a bit on the ridiculous side.

I was doing that at first, now I just charge the same price

dunno why I opted to set the metacard a little lower... stupid moment maybe, trying to get business, most likely... lesson learned, definitely!

now it is the same price, cash or charge...

Don't laugh, I can tell ya stories about working for a RL credit card company and the things I have had to name off that appeared on people's transactions. Mail-order brides, Real Sex Dolls, swings - oh boy, people really do buy them! Worst is when the wife would call-in and inquire about the credit card bill.


Anyhoo......

I'm sorry you feel i was being 'forceful'. It was just a counterpoint to you point. I truthfully don't care if people use it or not, but I do have an opinion on the matter, and you seemed to take offense to my opinion. I'll just chalk it up to the usual "you can't tell people's intention and demeanor over the internet', and leave it at that. I wasn't upset or having any attitude in the least.

*quick derailment* Elora's other thread about her 1000th post made me think of this....Angel...you've been here since Dec 03 and only have 200some posts????

*end derailment*

I looked at it as an option for people using our Mall and shops. It was only when I read the small print regarding a merchant being required to open a deposit account and that users of the 'Gold Card' are required to secure it against RL funding that I questioned the legality of it. I have asked LL for clarification as to if it contravines LL TOS. I had a conversation with the operators of FirstMeta but that should remain confidential until LL clarify the status.
What is true is that FirstMeta do not have any RL financial regulation affiliation.

Then why do they put a hold of $100 on the user's RL credit card? That sounds fishy to me.

I won't use it, or accept it. I also question the legality of it.

I think the main point is to let people on stipend buy things before they get paid. I suspect most of the people who can pay for SL membership would rather use one of the linden exchanges instead of credit.

I tried it out as a merchant (before the bank ban.) I don't know about now, but when I did it merchants were not required to open a card account themselves. The MetaCard people were pleasant to work with. I got several $L sales at one of their fairs, but only one MC purchase. o.O Met a bunch of neat people there.

I'm a user interface snob. I found the interface of their vendors to be poor enough from a user's viewpoint that I don't use them. A customer who hasn't encountered them before and doesn't have a MC account is dragged through an unnecessary number of blue dialog boxes and carried off to their website. I see no reason that any customer without a MC account should have to experience anything other than a standard "buy" from a scripted vendor. The appropriate place for their website link would have been in the (unscripted) "We Take MetaCard" sign that they gave me.

You have to be kidding. That's enough to keep me out of a store that accepts MC.

The vendor offers both "BUY" and "PAY" and one does a direct $L transaction while the other checks to see if you have a MC account and takes you on the tour if you don't. So if you are paying with $L and have never seen one of these vendors before, odds are good you're getting the tour.

Theres a place on the internet called Second Life, but the locals know it as lagsville.

Where the virtual air is clean and the adfarmers a not so distant memory.

You can get anything you want in the endless shopping malls of Second Life.

But you better bring your MetaCard, because the Vendors don't take American Express.

My bank gives me something that works just like a credit card but it comes directly out of my checking account. No credit card fees either. I get the same protections of credit card without the debt.
I don't need Paypal either.
Is it me or does anyone else wonder if the metacard is going to be the next WSE or Ginko?

I am a merchant and never had to open any kind of deposit account, or give any RL information

strange, testing with my alt, I do not get a bunch of blue dialog boxes if I try to make a purchase from one of my sales boxes that use the metacard...

not sure why you see that.

If I right click the pie menu shows me the pay option which brings up the fast pay window
all done, no dialog boxes etc

I even completed the purchase to see what would happen

nothing other than the usual, money paid box and item received box....

They may have changed it by now. I tried it last September.

Edit: I think it was the touch option. If you had the hovertext turned off, the mouseover tooltip told you to just touch the vendor to buy stuff.