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what happens if a SL to PayPal transfer is REFUSED?
Ged Larsen
thwarted by quaternions
Join date: 4 Dec 2006
Posts: 294
04-10-2007 05:49
I was wondering if anyone knew what happens if a US$ transfer from LL/SL to a PayPal account is REFUSED on the PayPal side?

It's an odd situation. I managed to initiate a transfer (which will likely take a week or two) from my own SL account to my own PayPal account, which will inadvertently put me over the maximum allowed for a PayPal personal account. I really do NOT want to be forced to upgrade to a Premium / Business account, because I don't foresee much further business.

So, I think an option would be to refuse to accept the payment on the PayPal side, to avoid the forced upgrade.

But... LL being the way it is... am I going to have a massive problem trying to get the US$ back into my LL/SL account? I've already sent an email to LL explaining the situation, but don't really expect a response for months.

Anybody know? thanks.
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Johan Durant
Registered User
Join date: 7 Aug 2006
Posts: 1,657
04-10-2007 07:31
From: Ged Larsen
I really do NOT want to be forced to upgrade to a Premium

Why not? Is there a fee? I was automatically upgraded a while ago, and I haven't noticed any fee.
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Ged Larsen
thwarted by quaternions
Join date: 4 Dec 2006
Posts: 294
04-10-2007 07:41
From: Johan Durant
Why not? Is there a fee? I was automatically upgraded a while ago, and I haven't noticed any fee.


From their page: https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees

From: someone
Receive payments funded by PayPal Balance, PayPal Instant Transfer or PayPal eCheck:
- Personal account: Free
- Premium / business account: 1.9% to 2.9% + $0.30 USD


Not sure if this is the type of transaction that LL US$ to PayPal is, but paying a 2.9% fee over and above LL's 3.5% transfer fee is kind of painful.
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Dnate Mars
Lost
Join date: 27 Jan 2004
Posts: 1,309
04-10-2007 07:45
If the payment can't be processed, it should just bounce back to your SL account. But for going over your limit, I think that LL uses masspay so I don't think it will put you over your limit. If it does, maybe a second account that is upgraded is order?
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From: Cristiano Midnight
This forum is weird.
Schwanson Schlegel
SL's Tokin' Villain
Join date: 15 Nov 2003
Posts: 2,721
04-10-2007 08:12
Why not just cancel the balance transfer request?

Or perhaps withdraw some money out of Paypal prior to the deposit hitting?

I must be missing something.
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Ged Larsen
thwarted by quaternions
Join date: 4 Dec 2006
Posts: 294
04-10-2007 08:40
From: Schwanson Schlegel
Why not just cancel the balance transfer request?

Or perhaps withdraw some money out of Paypal prior to the deposit hitting?


I tried -- no option to cancel a "Process Credit" once done. I've emailed LL support to request that they cancel the transfer, but we all know how rapid emailing support can be; probably even slower than the process credit ;)

I don't think withdrawing from PayPal changes what they keep track of, for amount deposited.

From: someone
If the payment can't be processed, it should just bounce back to your SL account. But for going over your limit, I think that LL uses masspay so I don't think it will put you over your limit. If it does, maybe a second account that is upgraded is order?

This is promising. We'll see.

As to a second account -- yes, that could be done, but PayPal requires unique CC, bank account, etc. for a second account. A big pain, lol.

Ah well -- it's not THAT big a deal. It just annoys me, that I botched and didn't notice the "limit", and now can't figure out a way to simply cancel the process.
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Johan Durant
Registered User
Join date: 7 Aug 2006
Posts: 1,657
04-10-2007 09:18
From: Ged Larsen
Not sure if this is the type of transaction that LL US$ to PayPal is

Apparently not, since as I said I've not been hit with any fees. I have noticed fees when other people were using their credit card to send me money, but I rarely use PayPal for any purpose other than receiving money from LL.
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Nyoko Salome
kittytailmeowmeow
Join date: 18 Jul 2005
Posts: 1,378
04-10-2007 14:55
:\ was a lil' worried myself once i saw your message - i had made my first attempt to move more than $500 from sl to paypal, and still on a personal account. however, funny enough - sl completed the transaction to paypal this afternoon.

you may actually have encountered another paypal prob i seem to remember seeing here in forum a few weeks back... paypal had some sort of policy/tos change, and you may need to log into your account there and re-push the 'ok' button on the 'YOU MUST READ AND AGREE TO ALL OF THE FOLLOWING' blahblahblah stuff (where to find that, i don't know... but this is my best recollection of the prob).

i think the limits pertain to withdrawing amounts from paypal, and not a limit on how much is being deposited. and as far as the premium/biz account fees, those extra fees don't appear to apply to the ol' fashioned verified bank account transfer - that appears to still be free.

i'm still a lil' new to all this myself, so dunno if this is all truly correct info or not - take with 2 tbs. of salt:)
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Ace Albion
Registered User
Join date: 21 Oct 2005
Posts: 866
04-11-2007 03:37
Payments from Linden Lab haven't ever affected my (bank acount UK verified personal) PayPal payment allowance.

Is it because they're a verified business themselves and it's considered a refund type of arrangement?
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Shep Korvin
The Lucky Chair Guy
Join date: 30 Jun 2005
Posts: 305
04-11-2007 06:10
LL use paypal's "masspay" system to send you the money, which means the transfer doesn't incur the extra charge.
Ged Larsen
thwarted by quaternions
Join date: 4 Dec 2006
Posts: 294
04-11-2007 06:15
Sounds like I'll be able to happily stay in my "small time" Personal status.

Thanks all, for the responses.
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