Looking for Solomon Salming

I'm looking for this guy, have you seen him online lately?

Solomon, if you read this can you contact me, please?

Thanks in advance.
DeSangre

Your best option is to click "search" then "people" then type your friends name in the box.

When the persons profile comes up you can either send an IM or if the message is long perhaps a notecard (drop it in the persons inventory) together with a brief IM telling the guy to read a notecard.

However SL will also safeguard any residents right to privacy (unless perhaps there is a good legal reason not to)

To finish off it is much like real life...I personally have both a public and a seperate private telephone line, together with several email accounts.

Hope that helps

Regards

John

Thanks John, the problem here, is that his account seems not existant :anymore

Want to know the deal? Yeah, I lent him money, 4K. And now his account is gone.

That pretty much sucks, isn't it?

Think about it: he may have been banned because he took loans from a lot of ppl without giving them back, or for other abuses, but now "his" money are in a limbo, together with my 4K. Now, I won't commit suicide for 4K, but the fact that Linden Labs can't tell you ANYTHING about another ppl account in this situation doesn't help very much...

well am sorry.lending money to people is a risk.no a gurantee.there is absolutely no gurantee that he will ay you ack.all LL can say and do is say sorry but your loss.

Many people camp, money tree, beg and all that, then cash out or transfer the L to a verified account and cancel the newbie account. There is no recourse for it.

Sorry to read about your misfortune DeSangre Whittaker.

Give or take that’s about $15 or say £8 sterling. Enough to be a pain but as you say not the end of the world.

I have looked at money lending as a potential commercial business in Second Life, but without the ability to secure your loan on anything tangible and with Linden Labs policy of VOI I cannot see how you can make it viable.

It has occurred to me there might be a demand for some type of loan security. This could be the option of securing Linden loans against either land or created objects/prims via a type of software mortgage deed, or perhaps the ability to assign your stipend (or part off) for a set period.

But of course this would require a lot of software design by Linden and to be frank I cannot se any commercial benefit for them in doing it.

Best to write it off to experience although I agree it sucks

An option for lending money is a mortgage of sorts. You basically provide financing to users to buy land, and island or whatever.

It works like this:

* You buy land that someone else wants
* Create a group and deed the land to the group
* Revoke permissions like the ability to sell and receive group dividends, and then invite the mortgagee to the group as an officer or whatever
* The mortgagee pays you for the land and tier, plus whatever fees you deem appropriate over a span of 1 or 2 months...or whatever

If the mortgagee defaults, you remove the mortgagee from the group or reclaim the land by selling it to yourself for L$0. Remember that you are in possession of the land, so you can easily do this. You can then sell the land or offer it for financing to someone else.

If the mortgagee pays off the land, sell it for L$0 to the mortgagee (remember to set the field in the sell land box to the mortgagee's name) and you're done.

The risk is relatively low if you stick to properties that are considered desirable. Clubs and other businesses are good for this too since there are a lot of people that are interested in this. Clubs often fail within a month or two, so one parcel of land could host a number of clubs thereby spreading out the financing over several mortgagees (sorry, potential club owners, just stating the facts based on what I have seen during the past 10 months).

Another approach to financing is renting tier. Tier is often a greater concern for most since the purchase price of land is often eclipsed by tier payments over the period of time that people own land. You could acquire tier at the $195 level which makes your tier per square meter the cheapest it can get. You can then rent your tier to others by donating tier to their group land.

The business model offers users of your service short-term tier at a lower cost than offered by LL since you are offering your tier from the lowest level. There is no risk to you since all you are doing is donating tier. If the renter defaults then you revoke your tier and it is the renter's problem to either tier up or deal with their land.

The problem, of course, is exploiting the entire tier. Someone offered this type of service about 6-8 months ago but gave up because he felt the market was not ready for the service at the time. Perhaps the time is now - especially with the holidays approaching.

Good luck - if you become rich from these schemes, send a few L$ my way

-2fast

Hmm thanks for that, I can see the are possibilities with groups but in first life all my business ventures to date have been sole trader type deals, with a co-opperative system to mutual advantage using peer group and mentor type structures. Theefore my focus has been on that rather than groups if you follow the logic

I will re-read later

Regards

John

Yes, of course - the business models I described are sole proprietorships - you just use groups to allow the mortgagee access to the land while as it gets paid off or to donate tier.

You are the only person that provides the financing or tier and gains any benefit in both of the schemes I mentioned.

-2fast