12-03-2009 18:04
Ever wanted to take some of your money and lend it to others? Tired of having to deal with all of the paperwork, calculations, and nagging people to pay you back?

Introducing the HR MicroCredit ATM. Just rez this ATM and configure it with your customized settings, notecard, and landmark and you are now ready to make loans to other residents of Second Life! Set your own customized interest rate, withdrawl fees, credit lines, etc.. You specify how much money you are willing to be in the pool for others to borrow from. The ATM handles the rest including daily batch calculations, sending reminders to customers, accepting payments, making loans, etc.. Just set and forget, and watch your happy customers return.

Note: this is not a bank (not a pyramid scheme, not a Ponzi scheme). It is an ATM that allows you to loan your L$ to others in the SL world at an interest rate (cannot set the interest rate above 30% APY). It does not accept deposits from anyone, nor does it give a return on investment to your customers. It is no different than First-Meta or other companies in Second Life that extend credit to their customers. The only difference is that you can now too!

You can get one of these ATMs at my Script Shop in Grignano. Just do a world search for places, and type in "microcredit". Price is L$250 with no further commissions or obligation to me.