I was going to post this as a reply to yiffy yaffel's post but i couldnt so i made its own thread
i play another online game and this is a system that they use to secure your account info i will edit out the other games name...
The xxxxxxx Universe Gold Card System
What is the Gold Card System?
The xxxxxxx Universe Gold Card System offers an access system equal to high-security online banks. The participant uses a smart card based membership-card and a portable stand-alone reader, which will generate One Time Passwords as a complement to todays static password. The system adds an ultra-secure layer to the already high security of the xxxxxx Universe.
The Gold Card also protects your xxxxxxx Universe account in the event of a virus infection or password sniffer software existing in your computer.
They charge 20 bucks for this card and stand alone reader they suggest you generate a new password every few days to help with the security of your account
luc