Ok....I've decided the whole limit buy and limit sell system is going to eventually screw everyone out of their stipends.
The $L value has dropped sharply since limit buys were instated. Yet does LL change their mind and get rid of it...nope they drop new member stipends.
Now people entering SL with a basic membership to try it out and see if they want to invest in a premium, have to buy $L's just to learn how to upload textures. These poor folks won't have a cent with which to learn skills, won't be able to take snap-shots, won't be able to rate anyone, won't be able to post classified ad's. LL has taken the "basic" membership, and it seems it is going to cost them more in $US than a premium would just to learn a few things and get some snap-shots of friends.
How does limit buys do this....the traders are posting rediculously low values to buy and posting high sell's but the overall effect is a steady drop because now they'll be undercutting eachother to buy at the lowest rate possible.
LL...go back to the old system!!! It was dropping but not this fast. At least then stipends could almost fairly be blamed for the drop, now I belive the drop is caused mostly by traders gaming the new system. Or better yet, if you must drop stipends drop them from members who have larger than, oh, say, $L500,000.