Texturing Newb

I just started creating clothes today and I'm having problem with textures. Pretty much I'm not sure where to even attempt to start with it and I don't see a link to a FAQ/Walkthrough. I'm looking for a texture that is a very wrinkly cloth like something used in a ninja outfit or one of the following links.

http://www.gamedepiction.com/media/ff7-cloud.jpg
http://www.animeaddiction.net/anime/dbz/images/Goku/Goku009.JPG

While I'm at it, how do I create realistic looking belts. Should I attempt to find a picture of one, because I think it's highly doubtful to create a real looking one from scratch.

Thanks everyone.

For where to start... look up at the stickies!

The second one has a compiled list of links to clothing tutorials. Jen also runs clothing classes in world monthly.

They won't deal with the specifics of a ninja costume, but they'll show you around the tools.

Belts in SL can be a pain. Mostly they're smart texturing - I guess, since skirts are always outside the other clothes a thin skirt would be a good one for a separate belt, or paint it on to the lower clothes layers in the appropriate places. You can also, for extra fun, make belts of prims of course...