Silly newb question: apply textures

Hi everyone.

Okay, here's my problem. I bought an in game texture that I need to apply directly to the body of my character. I spent about three hours in game trying to figure out how to do this, but I:

A) Couldn't find a way to access my body without clothes ( yes, it's an adult texture)

B) Couldn't figure out how to apply the texture anyway.

Any advise please? SL's difficulties are starting to make me pull my hair out.

Oh and Devs..please note I couldn't find anything at all about working with or applying textures on the Help files. That maybe should be recitified?

Hi Yoiko, right click on you go into appearance mode on the left is a menu click skin...then you will see 3 gray windows this is where you drop the texture If you need more help IM me in world