Not too entirely swift here as I am having a wee bit of a problem using the default Upper Body template in Photoshop 6 (I know it's old, and this is a 'lite' version that came with one of my printers), while Robin Sojouner's tshirt template and guide (bless her! <kisses her feet>

Trying to make a jacket. I put up the graphic and text as I want it, downloaded and turned a leather texture into something the Texturizer can use, put in a color layer, looks good, so I put up the Jacket Overlay and the color vanishs and I have a white jacket. Text and all that left alone, just the jacket color is white, I turn off the Jacket overlay layer and the color returns.
Now, as I said, I am not entirely swift here, but isn't this Layer suppose to be black with the white bits being invisible so that the white halo is removed? I mean, that is the whole purpose of having a Jacket Overlay layer, no? So why is my color being removed no matter if I put it above or below the Jacket Overlay layer? Be slow, please, in your explination as I have *no* clue what is going on here, it would seem obvious to me if you make a jacket, use the jacket overlay, make a shirt use the shirt overlay, etc. Otherwise why was it included in the Upper Body Template PSD? Ya know?

Any help be appreciated, thanks!
Rose Evans