From: Rav Hartunian
Yeah you misread what I said. I am NOT putting everything in the same layer to begin with. And I know all about adding the mask to the layer and alpha channels.
You see, when you have different vector and raster layers visible, then when you try to make an alpha channel off those visible layers, it sometimes only makes an alpha channel for a few of the layers. So, say you have a base layer for jeans on a vector layer and then you make the design on it in a raster...you create the alpha channel and the vector in the alpha is missing and it has only put the vector in the alpha channel. Even when you have merged all the layers into one layer it STILL wants to treat the merged layers as individual layers.
Anyone know?
I'm trying to follow what you are saying and where you are having problems but I'm having difficulty doing so. If you'd like to [EMAIL=sunshineclio@charter.net]send me[/EMAIL] the .psp file so I can better see what you are trying to say I'd be more than happy to look at it. And won't at all be offended if it has some kind of "sample!" or something splashed over each layer of it.

To address a few things in your first message,
"1. The pen tool creates a new Vector layer that is not on the Working Layer"
If you don't want the pen tool to create as a vector layer, turn off the "create on vector" on the top. It will now be a raster layer, and unless you start your work on a new layer, will be on the "working layer."
"3. When I try to erase on the working layer it promotes it to a Raster Layer."
If the working layer is a vector layer it has to convert it to a raster layer to use the erase tool. The erase tool does not work on vectors, if you want to modify a vector layer you have to instead move the nodes. (make sure you have "show nodes" checked)
"4. When I try to merge layers I don't get all of the layers to be visible when I upload it into SL."
You don't really have to merge your layers to save a .tga, but if you are getting visibility problems I'm guessing there's some step missing in the alpha channel creation.
Since you've said you already know how to do mask/alpha channels I'll just post the short version of how I do it so see if perhaps a step is getting overlooked?
1. layers/new mask layer/from image (source opacity checked)
2. layers/load save mask/save mask to alpha channel
3. delete the actual mask layer from the your image, don't merge when it asks.
4. save as truevision targa .tga (you might check options when "save as" and make sure it's 24bit)
Hope this helps, and again, I'd be more than willing to look at the image you are working on to more fully understand what you are saying.
-Sun