No money down. Don't "buy" land you don't really own.
Carson Pass, a sim in the Welcome Home Estates, is available for rental. No building style restrictions. Open to 7 sims of mostly water boung by 4 full prim sims.
Rent is 10k L a week or 34kL when rented in 4 week blocks. You may plant the sim yourself or I can do it for you.
Your privacy seeking, watersport loving 65536 sq meter sprawling piece of heaven.
Rent today. Don't put a chunk of money down to buy land that isn't yours! Rent this land for similar tier, month to month agreement and a covenant with the right balance.
IM Barb Carson with questions.