Blackout

I have an odd problem. I logged in to Second Life earlier and for some odd reason all of my clothes were pitch black and form fitting. Every outfit. Prim objects still load fine, and in the correct color. I asked a friend and she had me rebake my textures... which then extended the problem to my entire skin. So currently I am ENTIRELY black. Changing/removing clothes, changing skin, hitting appearance, uninstalling and reinstalling the program does nothing. For some reason, perhaps twice now, I will load for just a VERY brief moment, to myself or to those near me, but usually only my upper or lower half. I'm stumped. And if anyone tells me it's my video card I'm going to smack you. Preemptive warning. That is the last thing I need.

I have this when ever I swap my primary & secondary monitors around, make SL always on the primary I think/