Release

hey when is Sl going to be released? i herd somtime this summer. only probalem is i probably wont get a credit card until........late next year becuase my credit it kinda bad right now. so how will i be able to pay the fee???????? and if i were to come back to Sl late next year would my stuff still be there? cause i would like it to be.and will my account still be active?????